Cool Multiplication Technique For Large Numbers

This really works! You might want to share this with your children.

LifeHacker

Dana and I were shopping this week-end at one of the local mega-chain bookstores and I purchased a copy of Lifehacker: 88 tech tricks to turbocharge your day. I must say, it's been an interesting read so far, and two of the hacks I have read and started using more than justify the purchase price. You can also visit the Lifehacker website for daily updates and additional info that is provided for free.

I've started asking myself the question "But What Good Is It" when I think of technology and things I'm using in my business. Dana asked me this question a few years ago before I purchased something and now that I've started reading this book, I'm haunted by her simple question. I think I'll weigh my technology decisions against this simple question in the future. Sure, some technologies take time to mature and gain acceptance, but if you can pace yourself and limit yourself to a few technologies a year, you can still keep up and live a very happy, less cluttered life. With all of the hyperlinks in cyber space, it's easy to get caught up in all the excitement.

Flowers Around The House...

Rebate Hell

We are officially in rebate hell in The Davison Household. Over the past 7 months we have purchased many items that include a rebate, and we have gotten only 1 check back since then. Dana and I have both made several phone calls to the different rebate firms and can only seem to get uncaring individuals that have about as much interest in helping us as they do in donating a kidney. We are out over $700.00 as well as our time. Seems we are not alone in our struggles with rebates. Well enough is enough.

If you want my business in the future, don't try to get me to buy something based on price and then insult my intelligence by saying the low price is after a rebate, which we both know will never come. If you can't mark the item down in your store at the time of purchase, I'm probably going to buy from someone that will, or buy a different product that doesn't offer a rebate. We both know the rebate is never coming so why not buy the higher priced item, it's going to cost the same anyway. It's outright theft, and the retailers know it. Oh, and why not try to sell me an extended service agreement at the same time on an electronics purchase of $70.00 or less for $15.00, really insult my intelligence. Don't forget to try and sell me a magazine subscription as I'm checking out as well. That always cheers me up. Maybe your cashier is in Amway too and can get me into their down line and start making really big money like they are (this actually happened to me once) so I won't have to worry about the money I'm losing on rebate scams.

OK, off the soap box for now. It's time to feed the dogs anyway.

Tasty!

Dana has never cooked eggplant before, but last night we tried our own version of eggplant parmesan and it was INCREDIBLE! We prepared it with whole wheat pasta and my own concoction of pasta sauce and served it with Cesar salads. I was surprised that Kyle liked it, but he did and even had some of the leftovers for lunch with me today. Needless to say, we have a new top 5 favorite in our home.

We stopped by my sisters home for a while this evening to help her celebrate her 50th birthday!!! It's hard to believe she's 50, but it's even harder to believe I'm 41 as well. Lori, I'm glad you're my sister. We've been through a lot of good times and bad times, and we've always been there for each other. I'm glad we could help you celebrate your special day.

Monster Blue

The good folks at Monster Energy have a 10 calorie drink that rocks! I'm a coffee drinker (I don't do decaf, what's the point?) but lately even coffee isn't keeping me alert in the late afternoon. I've enjoyed Monster Energy drinks for the past few months, but cut back on them while trying to lose some weight. I knew they made a diet version but most of my local stores didn't carry it. Thankfully my local Marsh supermarket now has them in stock!

If you haven't tried their drinks, try one in place of a cup of coffee and see what a difference it makes. They taste great too. And no, I'm not paid to endorse their product.

iPhone But You Don't Answer...

OK, I've had this conversation with about 12 people in the past few days, and to set the record straight, I didn't run out and purchase an iPhone when it made its recent debut. I haven't even ventured to the Apple store to see what all the fuss is about.

Yes, I know, I talk about how much I love products from Apple to everyone that will listen. Yes, I think everyone should switch to a Mac (do you hear me in Redmond?). Yes, I will probably buy an iPhone at some point in my life. Just not now. My Motorola Razr does a fine job for me, and it has a great battery life. And, my trusty Palm Pilot is still alive and well, helping me keep my schedule and contacts with me at all times. Maybe I'm a bit nostalgic, but the day I get rid of my Palm Pilot will be a sad day. It's such a great tool that is truly user friendly. But, progress can't be stopped, and I love new gadgets. Sure, I could get rid of the Palm and do more with my Razr, but right now I don't want to. I like the larger screen it offers as well as being able to write on it.

By the way, did you know that the Safari web browser is available for Windows? I haven't downloaded it yet to try on a Windows machine here in the house, but I have read some good things about it, especially the speed it offers. Click here to be taken to the download site. Oh, just as iTunes is free, so if the Safari web browser. I use Safari and Firefox, but am slowly moving more towards Safari. I love Firefox and have used it for years. I can't see myself ever getting rid of it. It's tabbed browser is the best. As for Internet Explorer, I would rather eat dirt.

I'm A Real Estate Geek...

At least that's what Teri Lussier thinks when she mentions me in her blog The Brick Ranch and explains her decision to move to Exit Realty Partners. Hey, it's OK, I don't mind being called a geek as long as people realize I save them money on their commissions by being one.

Teri and I struck up a friendship after I found her BLOG. She has great content and I emailed her after finding it asking if she was interested in sharing ideas about technology and how it can be applied to real estate. I had no idea that she would move to Exit, but that's fine too. We are already chatting, bouncing ideas off each other. I have a listing coming up that I promised to take her on so we can both photograph the property and see the differences. It should be fun.

Yesterday was miserable hot so we spent the majority of the day hibernating in the air conditioning. Kyle had a friend over and with the exception of going out to dinner, we stayed in. I spent part of the day watching "The Real Estate Pros' on television. One episode in particular involved Trademark Properties opening a retail outlet in Charleston, SC. It was a neat idea, and one that I think other firms will be following in short order. I think our office could benefit from this idea, maybe we will change our office format in the future to allow something like this. It's really consumer friendly from what I saw.

I finally moved my Palm Pilot over to my Mac yesterday as well. It was quite painless, as everything has been using the Mac. The only thing that I haven't started converting are the databases I have on my PC. I plan on purchasing FileMaker Pro in the near future to see how difficult it will be to move Access databases. If it works as well as it's advertised, I should be able to say goodbye to Windows forever.

10 Things I'm Thankful For

With the recent loss of my mom, I've spent a lot of time thinking about my own life (I'm sure everyone does that with the loss of a loved one). My mom wouldn't want me to stop living and enjoying life with her passing, so I thought about the 10 things I'm most thankful for and thought I would share them here:

1. I'm thankful for my family, immediate and extended. I don't know how I would have gotten through the past month without them. Dana, Kyle, Dad, Lori & Rick, and Ray & Bev are my support system. Our extended family has been great, especially with their concerns for my dad and making sure he will be OK.
   
2. Friends. You never realize just how many people care for you until there is a crisis. I'm fortunate to be friends with so many great people.
3. Our pets. Maybe they should be included as family, but I think they deserve their own spot. Their love is unconditional.
   
4. A career I love. Work is the best therapy for me, and getting back to work has been a real blessing. It's not something I dread, and I feel sorry for those people that have to get up and go to jobs every day that they hate just to pay the bills.
5. Home cooked meals. So many people brought food to my dads house so we didn't have to do a lot of cooking or go for take out, it will be tough to eat out as much as we do.
6. Music. I would gladly give up watching television if I had to make a choice between it and music. It's an important element in my life, whether listening or playing. I can't imagine a life without music.
   
7. Apple Computer. They make great products that I use every day and make my life and work just a little more enjoyable.
8. The Internet. It's helped keep family and friends close and let us share pictures, emails and videos in a way that was never before possible.
9. Comedians. Life is serious enough, take time to laugh often and laugh loud.
10. Bookstores. If I were independently wealthy and never had to work another day in my life, I would spend several days a week at the various bookstores around the area reading, drinking coffee. and buying book cases for all the new books I just bought.
    

Sad News

On Tuesday, June 26th, my mom lost her battle with liver cancer. She passed away peacefully at home with her family around her, which is what she wanted. In lieu of flowers, mom requested donations be made to the St. Vincent DePaul Battered Womens Shelter or Hospice of Dayton.

Thursday

Sorry I haven't posted a little more frequently, but those of you close to me know that my mother is very ill and is getting Hospice care.

Thanks for all the calls and emails from everyone out there. My family and I appreciate it very much.

Frampton Rocks!

Say whatever you want about this guy, so long as you remember to say he's one of the best guitar players out there.

Dana and I and some friends of ours went to The Fraze Friday night and saw Peter Frampton with the Cincinnati Pops Orchestra. What a show, and what a showman! Talk about someone having the best job in the world, this guy has it. He has fun on stage, and you can tell his band has a great time as well. One of the nice things about Frampton is that he gives everyone in his band the chance to perform in the spotlight.

Whoever was responsible for writing the parts for the Cincinnati Pops to play along with did a great job and deserves a lot of credit. It was a great evening filled with great music.

Get A Free Home Listing Kit!

Are you interested in listing your home for sale and not sure where to start? My new home listing kit is for you, and it's FREE!

This listing kit is filled with helpful information that every home owner should review before putting their home on the market. It's a buyers market out there, and I can help you get your home sold if you follow the advice and tips in this packet, along with my unique Digital Marketing Solution.

It also contains my updated Interactive Business Card on CD that has become so popular. You can view it from any computer that has a web browser. You can also search for properties right from the Interactive Business Card if you are connected to the Internet while viewing it. How cool is that?

And remember, a lot of Realtors talk about all the technology they use, but how is that putting money in your pocket? I'm the only agent I know that is offering a maximum commission of 4.75% when listing a home or single family investment property. I also offer commissions as low as 2% (see the packet for details and see which of these full service options fits your needs). I can do this because I have used technology to lower my costs and provide superior service so I pass this savings along to my clients. Let me put The Power of Technology to work for you!

Call or email me and I'll send one to you immediately. I can also email you the packet in PDF format so you don't have to wait.

Market Comment

Mortgage bond prices fell last week pushing mortgage interest rates considerably higher. The weakness followed Fed Chairman Bernanke’s remarks indicating inflation risks are on the upside. Global economic growth, inflation fears, and the European Central Bank rate hike resulted in a diminished appetite for US backed securities from foreign central banks. This initial selling pressure snowballed resulting in US based fixed income securities taking a beating. For the week, interest rates on government and conventional loans rose by about 1 full discount point.

The consumer price index Friday will be the most important event this week. The Treasury auction, retail sales, Fed “Beige Book”, producer price index, industrial production, capacity use, and consumer sentiment data will also be important.

Bad News For Realtors Charging High Commissions

I came across this article on The New York Times website and thought I would share it. Click here to read the story. Yes, if you are a Realtor charging 6 or 7 percent (some are even higher in this market, can you believe that?) you are in for a very rude awakening, and a lot sooner than you think.

I leave it up to you out there in cyberspace to make up your own mind. My business model of charging a maximum commission of 4.75% seems to be making more and more sense. But, you'll never get other Realtors to agree. They have to protect their 'Turf' and keep charging those high commissions.

Look at what the Internet has done for Amazon.com, E-Trade, and Geico. These are terrific examples of what technology can do. They have lowered their costs by using technology and pass the savings along to the consumer. That is my business model as well. You hear a lot of Realtors bragging about all the technology they use (sorry folks, searching the MLS isn't exactly something to brag about, my 12 year old can do a lot better than most of you) but how is it saving you money on a real estate transaction? That's the real question.

I'm a Citizen Journalist!

Happy Friday everyone!

For those readers of this BLOG, I wanted to let you know that I'm now a Citizen Journalist for The Register Herald in Preble County. Click here to see my articles section. I just posted my first article and anxiously await it to come up on their site.

If you have anything you would like to share with the members of the Preble Lifestyle community, let me know so it can be presented here. I seem to always have a camera with me and love to post pictures.

Have a great week-end!

Dana asked me to post these...

...and I always do what she asks me to do, well, usually.

4.75% Maximum Commission

Good morning and happy Tuesday!

I am pleased to announce that I am now able to offer all of my clients the ability to list their homes for sale with me with an absolute cap of 4.75% on the listing commission. Because of my extensive use of technology to operate my business, I have been able to dramatically cut my costs and I am passing the savings on to the consumers in the form of lower commissions.

Here's a quick breakdown of my services and fees:

• Option 1 - 2% + $500.00 (1% goes to the buyers brokerage)
• Option 2 - 3% + $500.00 (2% goes to the buyers brokerage)
• Option 3 - 4% + $500.00 (3% goes to the buyers brokerage)
• Option 4 - 4.75% (3% goes to the buyers brokerage)

These options are all FULL SERVICE PLANS. I will personally place the yard sign, then photograph and color correct each photo to make it stand out on the Internet. Your home will be listed in the Dayton Area Board of Realtors MLS system, along with Realtor.com as well as my personal website. But that's just the start. I also advertise your home on a multitude of other websites, giving your property greater exposure on the Internet. I use websites that are proven to attract buyers. My unique digital marketing campaign will reach a larger audience of qualified buyers, not just mass marketing to uninterested, unqualified buyers.

Don't let another agent try to tell you why you should work with them and pay a 7% (or higher) commission, or believe they can do more to promote and sell your home. I provide full service with lower prices. Other agents just don't have the technology skills required to be able to pass this savings along to their clients.

Call me today to schedule a personal consultation at (937) 609-5388.

Realtor Open Houses

A new agent in our office was sponsoring a Realtors only open house today in Clayton. I stopped by for a while and chatted with her and got a tour of a rather impressive house with over 4,000 sq. ft. of living space, not including the basement. Shortly after I arrived, another member of my firm stopped by as well.

The question I have is if Open Houses really work? I have sold one home that came from a Sunday Open House in the entire time I have had my license. I have attended a few Realtor only open houses and didn't see a huge turn out. But, for some strange reason, the public is under the impression that an open house will get a home sold quickly. My personal observation is that you usually get the nosey neighbors that want to see inside your home and your possessions. They are so reluctant to sign the register, a lot of times, they never come through, afraid you will know they were walking through your home.

I hold precious few open houses. If a client asks me to, I will, but I will explain the realities of an open house and they usually agree not to have it open. Most times, open houses are held for the benefit of the Realtor, not the clients selling the home.

Proof you don't need Windows!

MLS on my MacBook
Originally uploaded by David A. Davison

Here is the photographic proof of my MacBook running the MLS software without installing Windows. If you're a Realtor in the Dayton Ohio area and are interested in getting a Mac for your business, don't buy Windows just to access the MLS. I can help you get this running in about 5 minutes.